Ray Mignone & Associates Inc. is now part of Mercer Advisors 
Please call us at (866)222-8505


At Ray Mignone & Associates, we won’t sell you anything, we don’t accept referral fees or commissions. We provide investment management advice and work as a fiduciary Fee Only Financial Planner for our clients.

We are fee only personal financial advisors who offer independent objective financial planning and investment management services to individuals nationally.

Ray Mignone, CFP® has been a Certified Financial Planner for over 20 years helping individuals make smarter decisions with their money.  Why not put this experience to work helping your family achieve your life’s goals? In the area of investment advice there is plenty of information available, but very little professional wisdom.  Therefore you should let our wisdom help you because competently managing your money is important.

Please take a look around our site, then give us a call so we explain how an experienced, unbiased personal Fee Only Financial Planner can help you optimize your wealth and achieve financial success.

We Can Help You

Finding the right financial advisor can make a big difference to your financial future. We are easy to work with and you will work with only very highly experienced professionals that care about your unique family situation.

When you work with us you receive a very personalized service that only a small boutique, family owned firm can provide. Hence the advice given to you is consequently better for you and most of all you have a better chance of achieving your goals.

You will benefit from our detailed planning knowledge and experience, especially with, 401k to IRA rollovers, retirement and estate planning.

Our Risk Controlled Investment Strategies will help you grow your wealth while letting you sleep better at night.

Fee Only Financial Planner

Choosing to work with us is a smart decision; please give us a call so you can find out for yourself.

Who We Are

Raymond D. Mignone, CFP is an independent Fee-Only Certified Financial Planner since 1989; named Best Finanical Advisor for Doctors, is V.P. of Ethics......

What We Do

We are an independent fee-only personal wealth management firm serving physicians, busy professionals, retirees and especially people transitioning into retirement by ........

Why Choose Us?

Your lifestyle is unique and requires personalized planning; we will listen to what you want out of life and then make recommendations specific to your needs ......

How Planning Helps Click to watch the video

Personal Wealth Management

Optimize your wealth with proven strategies that combine financial planning and investment management.

Financial Planning

  • Detailed retirement & financial planning
  • 401k to IRA Rollover specialists
  • Estate & tax planning

Investment Management

  • Sleep better with Risk Controlled Portfolios
  • Strategic portfolio management
  • Tax smart investment strategies
  • Portfolios customized for each client

Learn More About Us

Author of RINKs

A retirement planning book for people without children.

Best Advisor for Doctors

Recognized as a top financial advisor for medical professionals.


We work with your tax professional to help minimize your income taxes.

Fee Only Financial Planner

Understand how this benefits you by promoting objective advice.

Retirement Planning

Helps determine the best way to support your lifestyle in retirement.

Retirement Plan Specialist

We help you select and implement the best retirement plan for you.

Certified Financial Planner

Ray Mignone has been a Certified Financial Planner since 1989.

Intelligent Investment Portfolios

Better understand how our risk controlled investment strategies will benefit you.