Important Disclosure

Regulatory & Disclosure Information for Ray Mignone & Associates, Inc. This website is provided as a service of Ray Mignone & Associates, Inc. By accessing the website, you agree to the following terms and conditions:

SEC REGISTRATION: Ray Mignone & Associates, Inc. is a registered investment adviser with the United States Securities and Exchange Commission and pursuant to pertinent laws and regulations, also maintains a “notice filing” with the State of New York. Ray Mignone & Associates, Inc. also has clients in several other states, and does maintain a notice of filing in such jurisdictions where required.

NO OFFER: Nothing on the website should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction. Ray Mignone & Associates, Inc. does not render or offer to render personalized investment advice or financial planning advice through the website. Ray Mignone & Associates, Inc. specific advice is given only within the context of our contractual agreements with each client. The website is limited to the dissemination of general information about Ray Mignone & Associates, Inc. service offerings, and provides an alternative method for prospective clients to learn more about Ray Mignone & Associates, Inc., and contact Ray Mignone & Associates, Inc. Advice may only be rendered after the delivery of Form ADV-Part II, the execution of an investment advisory and/or financial planning agreement by the client and the advisor, and the initial payment of the planning fee or investment advisory fee by the client to the advisor.

NO RELIANCE: While Ray Mignone & Associates, Inc. uses reasonable efforts to obtain information from sources which it believes to be reliable, Ray Mignone & Associates, Inc. makes no representation that the information or opinions contained on the website are accurate, reliable or complete. The information and opinions contained in the website are provided by Ray Mignone & Associates, Inc. for personal use and informational purposes only and are subject to change without notice. Nothing contained on the website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. Ray Mignone & Associates, Inc.’s specific advice is given only within the context of our contractual agreements with each client.

LINKED WEBSITES: When you access certain links on the website you may leave the website. Ray Mignone & Associates, Inc. does not endorse the content of such websites nor the products, services or other items offered through such websites. Any links to other sites are not intended as referrals or endorsements, but are merely provided to the users of the website for convenience and informational purposes.

PASSWORD-PROTECTED AREAS: Some of the material in the website, notably under CLIENT LOGIN, is password-protected and access to these areas is restricted to authorized users only. For example, the TD Ameritrade site is password-protected for Ray Mignone & Associates, Inc. clients only. The user in password-protected areas is responsible for any use of the password and for maintaining the confidentiality of the password.

DOWNLOADED MATERIAL FROM WEBSITE: You may download or print out a hard copy of individual pages and/or sections of the website, and files made available for download, provided that you do not remove any logos or other proprietary notices. Any downloading or otherwise copying from the website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the website without the prior written permission of Ray Mignone & Associates, Inc.